Before receiving federal student loans or graduating, it's important to understand your responsibilities as a borrower. Both are administered by Federal Student Aid (FSA) through the U.S. Department of Education at studentaid.gov.
- Entrance counseling is required before you receive your first loan
- Exit counseling is required when you graduate, leave school, or drop below half-time enrollment
These sessions help you understand how student loans work, how interest accrues, your repayment options, and how to avoid default. Review the FAQs below for more guidance on completing each step.